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    Home Ownership : How To

    - You probably started the home buying process in one of two ways: you saw a home you were interested in buying or you consulted a lender to figure out how much money you could borrow before you found a home (sometimes called pre-qualifying). The next step is to sign an agreement of sale with the sell..     

    Real Estate Ads

    - 4B/2B -- four bedrooms and two bathrooms. "Bedroom" usually means a sleeping area with a window and a closet, but the definition varies in different places. A "full bathroom" is a room with a toilet, a sink and a bathtub. A "three-quarter bathroom" has a toilet, a sink and a shower. A "half bathroo..     

    Effective Offer Writing

    - HOW DO I MAKE AN OFFER? Your real estate agent will assist you in making an offer, which will include the following information: Complete legal description of the property Amount of earnest money Down payment and financing details Proposed move-in date Price you are offe..     

    Mortgage Loan

    - Just as there is more than one kind of home, there is more than one way to finance it. Mortgage lenders have come up with many different methods of helping you pay for a home--each one with its own advantages and disadvantages. First of all, you should know that HUD itself does not provide finan..     

    Property Negotiation

    - A seasoned real estate agent can help you with all three of these items. They're experienced negotiators and have written hundreds (thousands?) of offers on all types of property. They are also familar with the market and neighborhood so can be of some assistance when it comes to shooting for a lo..     

    Negotiating Tips

    - These tips will help you get the very best deal and write the best possible offer: Have the home inspected - You can deal off any flaws! Learn which financing options can benefit the buyer. Ask for advice! A seasoned real estate agent can help you with all three of these items. They're ..     

    Real Estate Agent

    - One of the most complex and important financial events in peoplesí lives is the purchase or sale of a home or investment property. Because of this complexity and importance, people usually seek the help of real estate brokers and sales agents when buying or selling real estate. Real estate broker..     

    Dont Let It Fall Through

    - The following represents the most common reasons why deals fall through Moving too fast. It can be tempting to push negotiations through quickly, especially if you need to sell for financial or relocation reasons, or if the market is fast (if there are many buyers but few listings). Take the t..     

    Property Trust(s)

    - An REIT is a company dedicated to owning and, in most cases, operating income-producing real estate, such as apartments, shopping centers, offices and warehouses. Some REITs also are engaged in financing real estate. Most importantly, to be a REIT a company is legally required to pay virtually all o..     

    Credit Info

    - Did you know that 75% of all mortgage lenders use a three-digit credit score to determine your loan eligibility?† This score is based on the information contained in your credit report. And the interest rate you will be charged is based on your credit score, so raising your credit scor..     
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